Homeworks Insurance

Azure are pleased to be able to offer a combined insurance solution for Homeowners, covering property and liability exposures during renovation, refurbishment or extension projects.

The HomeWorks policy is designed to cover the existing structure and contract works of private dwellings under one, seamless umbrella for the period of any rebuilding, refurbishment or construction. It is intended to avoid potential “grey areas” that might arise when separate policies are run concurrently covering the existing structure and the contract works. The HomeWorks policy also has the flexibility to accommodate JCT contractual obligations requiring cover to be written in the joint names of the “Employer” and the “Contractor”.

The HomeWorks policy is underwritten by Somerville Market Solutions Limited with authority from ACE European Group Limited. ACE European Group Limited and Somerville Market Solutions Limited are authorised and regulated by the Financial Services Authority

Advantages

• All Risks cover for the Existing Structure and Contract Works for the period of the contract
• Plans & Specifications up to £50,000
• Pollution Clean-up Costs up to £10,000
• Professional Fees up to £250,000
• Public Authorities Reinstatement
• Works Property in Storage up to £25,000

For further details of the cover provided under this policy please click here for a copy of the Key Facts document.

If you would like a quotation for this cover, please click here and complete the brief form.